How to Endure the Tough Economic Times

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Washington Post/Bloomberg columnist Michelle Singletary tells individual investors to hang in there because history shows that the economic turmoil will end. It's just a matter of when.

I won't tell you not to be frightened about the recent plunges in the stock market.

The U.S. economy has a lot of problems. Unemployment, although showing some decline, is way too high, with millions still out of work — and that's just the folks the Labor Department is counting officially.

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You might not understand the economic crisis in Europe, but you know it's not good.

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So to tell individual investors not to be scared when the Dow Jones industrial average drops significantly on consecutive trading days is like expecting audiences watching a horror movie not to scream or grab their neighbor’s arm when the stabbing rhythms of the musical score intensify.

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Of course you shriek or become terrified when the money you’ve been saving for retirement or for your children’s education is at risk. It’s your hard-earned money. Go ahead and scream.

However, the stock market, just like a horror film, has a time-tested pattern of scary and calm moments, ups and downs.

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Hang tough, because the horror will end.

Read Michelle Singletary's entire column at Washington Post/Bloomberg.